Every person needs money for livelihood. Without money no one can live happily. But there are many people whose source of income as monthly paycheck is not sufficient to make all the ends meet. Every now and then some demand crops up and lack of funds don’t support the demand. So people are forced to look for other source of money supply.Bank loans are definitely a great source of money but it has various charges included which many people cannot afford. So they can think of a different source and we can assure that Government grants and loans are a great substitute.Every year a considerable sum of money is kept aside by the United States Government as the accumulation of Government grants and loans which can be provided to those who have high need of money. Such Government grants and loans are generally used as support to various people generally for the purposes like those of social expansion, business growth, and educational purposes for many brilliant students who cannot afford higher studies, and even accommodation for many homeless or aged or backward classes of people.But the problem with Government grants and loans is that not many people are aware of the information solely because no advertisements regarding the subject are made. Also there are many controversies are present where some say that not many categories of Government grants and loans are available and some say the reverse.Such dual view points confuse the common public. In such cases it is advisable for the people who will require money to make their own research rather than listening to other people.The best source is the web and here you can research site of grants.gov and also refer to the CFDA or Catalog of Federal Domestic Assistance that is published by the US General Services Administration. These are the best sources for acquiring all the information of the Government grants and loans.You have to be little patient so that you don’t miss put on any point and loose. Since there are large variety of Government grants and loans you must choose the fitting one for your need. But there are many cheat who are waiting to take advantage. So you must be careful and don’t get into any entrapment.Some other important factors are that Government grants and loans are not available so easily. You have to prove your point of view with proper evidence and testimony and guarantee perfect end results. You must also know how to apply in correct order.All these factors are determinant factors for availing Government grants and loans. You must follow the strict set of laws and regulations and must not use wrongly the money in any way.